CAPITAL MARKETS

Our Capital Markets team specializes in arranging commercial real estate financing for all property types, including multifamily,  retail, industrial, office, hospitality, and specialty assets. As strategic advisors backed by over $10 billion in transaction experience, we leverage our national platform of 15 offices and cutting-edge technology to source debt from a diverse network of lenders. We don’t just arrange financing—we tailor comprehensive capital solutions that align with our clients’ investment strategies and long-term objectives, ensuring optimal execution in any market environment.

Our extensive lender network, cultivated over years of successful partnerships, allows us to match each client with the optimal capital source based on property type, deal size, timing, and specific financing objectives. This depth of relationships often translates to more competitive terms and faster execution for our clients across the US. Our relationships include:

• Banks (Local, Regional, National)
• Credit Unions
• Life Insurance Companies
• Bridge Lenders
• Agency Lenders (Fannie Mae, Freddie Mac, FHA/HUD)
• CMBS Lenders
• Debt Funds and Private Capital Sources

Our team’s expertise across the entire capital stack ensures we can structure creative solutions that optimize leverage, minimize the cost of capital, and provide the flexibility our clients need to execute their business plans. The types of loans that we arrange include:

Permanent Financing:

• Conventional Permanent Loans
• Fixed-Rate and Floating-Rate Debt
• Agency Financing (Fannie Mae, Freddie Mac, FHA/HUD)

Bridge & Transitional:

• Bridge Loans for Acquisitions and Repositioning
• Value-add Financing
• Lease-up Financing

Development & Construction:

• Construction Loans
• Development Financing
• Mini-perm Facilities

Alternative Capital:

• Mezzanine Financing
• Preferred Equity
• Recapitalizations and Refinancing

We arrange financing for commercial real estate properties nationwide, with particular strength in our core markets where we have physical offices. Our 15-office platform provides local market expertise combined with national reach, allowing us to structure capital solutions tailored to each market’s unique dynamics.

Whether you’re investing in primary markets with institutional-grade properties or secondary markets with value-add opportunities, our deep lender relationships span local community banks to national institutional capital sources, ensuring optimal execution regardless of location.

Throughout the process, we act as your strategic advisor, providing transparency, regular communication, and leveraging our industry-leading technology platform to ensure efficient execution. Our clients benefit from real-time updates and data-driven insights that keep transactions on track and on schedule.  The process timeline includes:

Initial Consultation: (Week 1)

• Comprehensive analysis of your financing needs, property evaluation, and strategy development

Market Outreach: (Weeks 1-2)

• Targeted lender discussions leveraging our relationships and market intelligence

Term Sheet Negotiation: (Weeks 2-3)

• Competitive bid analysis and optimal term selection

Lender Engagement: (Weeks 3-6)

• Due diligence coordination and application management

Closing & Follow-Up: (Weeks 6-8)

Transaction management through closing and post-close support

Our territory-focused approach, combined with our national platform, allows us to provide both local market expertise and access to capital sources that understand specific property types and regional dynamics. Our financing professionals have deep expertise across all major commercial real estate classes, including:

• Multifamily
• Multi-Tenant Retail
• Single Tenant Net Lease
• Industrial
• Office
• Hospitality
• Self-Storage

Proven Track Record: Over $10 billion in successfully completed transactions across all property types and market cycles

Technology & Data Advantage: Industry-leading technology platform providing data-driven insights, market intelligence, and streamlined transaction management

National Platform, Local Expertise: 15 offices providing local market knowledge with access to national capital sources

Relationship-Driven Approach: Deep, long-standing lender relationships that translate to better terms, faster execution, and creative solutions

Client-First Philosophy: Strategic advisory approach focused on long-term client success, not just transaction completion

Full-Service Integration: Seamless coordination with our investment sales, 1031 exchange, and buyer representation teams for comprehensive real estate solutions

Our collaborative culture and commitment to excellence has earned us recognition as a “Top 10 Best Commercial Real Estate Workplace in the US” while delivering superior results for our clients.

The Process is Simple:

Contact our Capital Markets team at info@horvathtremblay.com and one of our experienced professionals will schedule an initial consultation within 24 hours. During this meeting, we’ll discuss your property, financing objectives, and timeline to develop a customized capital strategy.  With our streamlined process and extensive lender relationships, we can often provide preliminary feedback and market direction within the first 7 days of the initial meeting.